Need Health Insurance?

The Health Insurance Marketplace

The Marketplace is designed to offer affordable health insurance opportunities for people that do not have health insurance through their job or a  government program such as Medicare or Medicaid. The Marketplace allows you to view and compare different health plan options offered by insurance companies, including costs, so you can select one that best suits your needs. Depending on your income you may be eligible for financial assistance to help pay premiums and out-of-pocket costs. And, you cannot be denied coverage because of a pre-existing health problem. You can enroll until March 31, 2014 to be covered in 2014. To be covered on January 1, 2014 you must enroll by December 15, 2013.

Expanded Medicaid Program

Illinois has expanded its Medicaid program so more low-income adults will be eligible. Medicaid will now also cover adults without dependent children.

Eligibility

To purchase insurance on the Health Insurance Marketplace or to be enrolled in Medicaid you must be a U.S. citizen or legally present in the U.S. Medicaid is only available to low income individuals and families. To be eligible for Medicaid, adults between the ages of 19 and 64 need to have  an income of less than $15,800 for an individual and $21,400 for a couple.